How to Insulate a Loft Properly (UK 2026 Guide)
Key Takeaways Insulate at ceiling/joist level (loft floor), not on the roof slope — this is the correct approach for an unoccupied cold-roof loft. Recommended depth: 270–300mm of…
Read morePolicy updates, lender news and practical guides for UK homeowners.
Key Takeaways Insulate at ceiling/joist level (loft floor), not on the roof slope — this is the correct approach for an unoccupied cold-roof loft. Recommended depth: 270–300mm of…
Read moreKey Takeaways Re-insulation is a necessary part of post-removal restoration — not an optional add-on. Breathable materials are the only appropriate choice after foam removal. Mineral wool at…
Read moreKey Takeaways Multifoil is a thin, multi-layer reflective insulation system — not mineral wool or foam. Its slim profile suits rafter-level installation where maintaining a ventilation gap is…
Read moreKey Takeaways Mineral wool achieves excellent thermal performance at recommended depths (270–300mm) — comparable to foam in practical terms. Mineral wool is breathable, non-combustible, and universally accepted by…
Read moreKey Takeaways All recommended alternatives are breathable — preserving the ventilation your roof needs. Mineral wool (glass or rock wool) is the most widely used, cost-effective, and universally…
Read moreKey Takeaways This market has attracted unscrupulous firms — the HOA has specifically warned about it. Check: public liability insurance, company registrations, genuine independent reviews, and references. Red…
Read moreKey Takeaways Post-removal timber inspection is essential — this is when the true condition of the rafters is first visible. Timber repairs may be needed: typically £200–£1,000+ depending…
Read moreKey Takeaways Removal is not automatic — an independent PCA-protocol inspection should come first. Some lenders will consider proceeding in low-risk cases without removal, supported by a PCA…
Read moreKey Takeaways The PCA protocol was published in 2023 to standardise spray foam property assessments. It provides an objective, independent framework for inspecting foam-affected roofs. The PCA maintains…
Read moreKey Takeaways The certificate confirms full foam removal and acceptable roof timber condition. It must be issued by an independent RICS-registered surveyor — not by the removal firm.…
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